Temporary Graduate Visa 485
Home / Loan types / Temporary Graduate visa 485 car loans Temporary visas · Subclass 485 Car finance on a Temporary Graduate visa. You have finished the degree, you can work without the hours cap, and for the first time there is a real salary going into the account. That is a genuinely different conversation […]
Partner (Migrant) Visa 100
Home / Loan types / Partner migrant visa 100 car loans Permanent residence · Subclass 100 Car finance on a partner migrant visa. The 100 is permanent, so for most lenders your visa stops being the interesting part of the file. What tends to hold people up instead is something nobody warns you about before […]
Prospective Marriage Visa 300
Home / Loan types / Prospective marriage visa 300 car loans Temporary visas · Subclass 300 Car finance on a prospective marriage visa. Two things tend to be true at once on a 300: the visa is short-dated, and you have only just landed. That combination is one of the narrower spots a broker deals […]
Safe Haven Enterprise Visa 790
Home / Loan types / Safe Haven Enterprise visa 790 car loans Temporary protection visas · Subclass 790 Car finance on a Safe Haven Enterprise visa. If you hold a 790 you may be living somewhere a car is the only practical way to get to work. That is a real problem and we treat […]
Temporary Protection Visa 785
Home / Loan types / Temporary Protection visa 785 car loans Protection visas · Subclass 785 Car finance on a Temporary Protection visa. A subclass 785 carries work rights, and work rights are where any car loan conversation starts. It is also temporary, and a car loan is not. We would rather set that out […]
Special Category (NZ Citizens) Visa 444
Home / Loan types / NZ citizens visa 444 car loans Special Category visa · Subclass 444 Car finance for New Zealanders in Australia. The 444 is filed under temporary visas, and that one word puts a lot of Kiwis off applying. It shouldn’t. The visa has no expiry date while you remain a New […]
Refugee and Humanitarian Visa 200 / 201 / 202 / 203 / 204
Home / Loan types / Refugee and humanitarian visa car loans Permanent visas · Subclasses 200, 201, 202, 203 and 204 Car finance on a refugee or humanitarian visa. These visas are permanent, so the visa itself is usually not what makes a car loan difficult. What makes it difficult, for people who have arrived […]
Skilled Nominated Visa 190
Home / Loan types / Skilled Nominated visa 190 car loans Permanent residence · Subclass 190 Car finance on a Skilled Nominated visa. Good news first: the 190 is a permanent visa, so your residency status largely stops being the sticking point. The thing that actually slows these applications down is more mundane — most […]
Skilled Independent Visa 189
Home / Loan types / Skilled Independent visa 189 car loans Permanent residence · Subclass 189 Car finance on a Skilled Independent visa. The 189 is permanent residence. That changes the conversation completely — for most lenders you are assessed the way a citizen is, and your visa stops being the thing standing in the […]
Bridging Visa: A 010 / B 020 / C 030
Home / Cars, utes & trucks / Bridging visa car loans Bridging visa A (010) · B (020) · C (030) Car finance while you’re on a bridging visa. Plenty of lenders decline a bridging visa on sight. Some don’t. We know which ones look at the file properly, what they need to see, and […]